UPDATED: October 14th. 2009 

Call today at 1-800-937-3307 and save thousands on a FIXED RATE Refinance.

Your opportunity to lower your rate is here, and it may not last long!

If you have fall into ANY of the 3 situations below, call us today for a streamline rate reduction:

• Excellent credit.
• Good to Excellent credit, verifiable income, and 5% equity.
• Fair to good credit, verifiable income, 10% equity or 401k or savings equal to at least 3 mortgage payments.

We make it simple to refinance your existing mortgage in a fast and efficient manner. 

Call now and ask about our NO CLOSING COST OPTION. 1-800-937-3307

*Because of the rapidly changing market we can not post rates.

For up to the minute rate quotes please call 1-800-937-3307, Apply Online, or Contact Us via the web.

What you need to know: 

• Mortgage Rates continue to drop and you can save money by refinancing now.
• On October 8th, 2008 “the FED” reduced rates by 50 basis points.
• You can refinance now into a 15, 20, or 30 year mortgage and most likely do it at a substantially lower interest rate then you currently have.

Our experienced team of mortgage professionals is currently helping hundreds of borrowers obtain "low interest fixed-rate loans."  We look forward to taking the time to get to know your situation and map out a plan to save you the most money monthly and over the term of your loan. 

Please expect your first phone call with us to last about 15 minutes.  We will not just quote random rates to you.  As a Federally Chartered Bank, it is our obligation to only quote a rate once we are sure it is the loan you qualify for.

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or Call us at 1-800-937-3307